What type of returns can you expect on an annual basis for a term deposit at an offshore bank?

 

Offshore banks offer clients the opportunity to take advantage of cash management solutions, investments and lending opportunities.  One of the more popular vehicles for savings and investment are term deposits.  In the following offshore banks, there are published term deposit rates.  These term deposit rates depend upon the currency used, amount deposited and the length of time that the principal is held.  

Offshore banks from Bermuda, Anguilla, Antigua and Barbuda, Cayman Islands and Guernsey are represented here.

BankLocation/Country3 Months6 Months12 Months24 Months36 Months48 Months60 Months
National Commercial Bank of Anguilla $1,000 - $250,000Anguilla0.50%0.63%0.75%1.05%---
National Commercial Bank of Anguilla $250,001 - $500,000Anguilla0.63%0.75%1.00%1.38%---
National Commercial Bank of Anguilla $500,001+Anguilla0.88%1.00%1.25%1.45%---
Eastern Caribbean Amalgamated BankAntigua and Barbuda0.25%-0.75%----
Clarien $1,000-$50,000Bermuda0.45%0.50%0.60%----
Clarien $50,001-$100,000Bermuda0.45%0.55%0.65%----
Clarien $100,000+Bermuda0.50%0.60%0.70%----
Clarien $1,000-$100,000Bermuda---0.65%1.10%1.40%1.85%
Clarien $100,000-$500,000Bermuda---0.75%1.30%1.65%2.05%
Clarien $500,001+Bermuda---0.85%1.40%1.75%2.15%
HSBC $5,000+Bermuda1.15%1.09%1.31%1.53%1.71%1.90%2.09%
HSBC $10,000+Bermuda1.22%1.16%1.40%1.63%1.81%2.00%2.20%
HSBC $50,000+Bermuda1.28%1.23%1.48%1.72%1.90%2.11%2.31%
HSBC $100,000+Bermuda1.35%1.31%1.57%1.81%2.00%2.21%2.42%
HSBC $500,000+Bermuda1.48%1.46%1.74%1.99%2.20%2.42%2.64%
HSBC $1,000,000+Bermuda1.55%1.53%1.82%2.09%2.29%2.52%2.75%
Butterfield Bank $5,000-999,999Bermuda--0.85%1.12%1.56%2.05%2.49%
Butterfield Bank $1,000,000-$4,999,999Bermuda--0.95%1.22%1.66%2.15%2.59%
Cayman National USD $5,000-$24,999Cayman Islands0.20%0.32%0.66%0.80%0.90%--
Cayman National USD $25,000-$49,999Cayman Islands0.20%0.32%0.66%0.80%0.90%--
Cayman National USD $50,000-$99,999Cayman Islands0.22%0.37%0.71%0.80%1.05%--
Cayman National USD $100,000-$249,999Cayman Islands0.27%0.47%0.76%0.80%1.10%--
Cayman National USD $250,000-$499,999Cayman Islands0.32%0.52%0.91%0.91%1.10%--
Cayman National EURCayman Islands-0.50%-0.50%-0.50%----
FirstRand Bank EUR 100,001+Guernsey0%0%0.05%----
FirstRand Bank USD 25,001+Guernsey0.70%0.85%1.00%----
FirstRand Bank GBP 25,001-100,000Guernsey1.20%1.25%1.70%----
FirstRand Bank GBP 100,000+Guernsey1.25%1.30%1.75%----
Investec GBP 25,000-250,000Guernsey--1.80%1.95%2.00%--